These creamy cheddar bagels are a tasty treat that’s easy to make! With a smooth cheese blend and soft, chewy bagel texture, they’re perfect for breakfast or a snack.
Trust me, once you try these cheesy delights, you’ll want to make them every weekend. They’re like a hug for your taste buds! 🥯❤️
Key Ingredients & Substitutions
Bagels: I love using plain bagels to let the cheese mixture shine. However, everything bagels add an extra kick with their seasonings. If you can’t find bagels, English muffins work great as a substitute!
Cream Cheese: Make sure it’s softened! If you prefer a lower-fat option, you can use Neufchâtel cheese, which has less fat but a similar taste and texture.
Cheddar Cheese: Sharp cheddar brings a strong flavor. If you’re looking for something milder, mild cheddar or pepper jack can be fun options for a little spice. Vegan cheese works for a dairy-free alternative.
Chives or Green Onions: Fresh chives add a nice touch, but you can swap them for dried chives or even parsley. Just be mindful that dried herbs are stronger, so use less.
Spices: If you don’t have garlic or onion powder, you can use fresh minced garlic or finely chopped onion. Adjust the amounts to your taste!
How Do I Make the Cream Cheese Mixture Creamy and Well Mixed?
The key to a great cheese spread is blending the ingredients well. Start with softened cream cheese, as it’s much easier to mix. Here’s how you can ensure a creamy texture:
- In a medium bowl, combine cream cheese and sharp cheddar first. Use a fork or mixer to blend until smooth.
- Add in chives, garlic powder, onion powder, and pepper. Mix until everything is evenly distributed.
- For a fluffier texture, you can mix in a dab of sour cream or Greek yogurt. This adds creaminess and saves on calories!
Once everything is mixed, give it a taste and adjust seasonings if needed. Enjoy crafting your delicious bagel sandwiches!

How to Make Creamy Cheddar Bagels
Ingredients You’ll Need:
For the Bagels:
- 4 plain bagels (or everything bagels for added flavor)
For the Creamy Cheese Mixture:
- 1 cup cream cheese, softened
- 1 cup sharp cheddar cheese, shredded
- 2 tablespoons chopped fresh chives or green onions
- 1 teaspoon garlic powder
- 1/2 teaspoon onion powder
- 1/4 teaspoon black pepper
Optional Toppings:
- 1 tablespoon unsalted butter, softened (for spreading)
- Everything bagel seasoning (for extra topping)
How Much Time Will You Need?
This recipe will take about 10 minutes to prepare, so it’s quick and perfect for a delicious breakfast or snack. If you choose to toast the bagels, it may take an additional 2-3 minutes. You can enjoy your tasty bagels immediately or save the cheese spread for later use!
Step-by-Step Instructions:
1. Prepare the Bagels:
Begin by slicing each bagel in half horizontally. If you like a little crunch, you can toast them lightly in a toaster or under the broiler until they are golden brown. This step is optional, but it adds a nice texture!
2. Mix the Creamy Cheese Mixture:
In a medium-sized bowl, add the softened cream cheese, shredded cheddar cheese, chopped chives or green onions, garlic powder, onion powder, and black pepper. Use a spatula or mixer to blend everything together until it’s smooth and creamy. Make sure all the ingredients are well mixed—this is the flavorful filling for your bagels!
3. Assemble Your Bagel Sandwiches:
Take the bottom half of each bagel and spread a generous amount of the creamy cheddar mixture on it. Don’t be shy! Then, place the top half back on to form your bagel sandwich.
4. Add Some Extra Flavor (Optional):
If you want to make them even more delicious, spread a little of the softened unsalted butter on the outside of each bagel. Then, sprinkle with everything bagel seasoning for a crunchy and flavorful topping that takes your bagel to the next level!
5. Serve and Enjoy!
These creamy cheddar bagels are best enjoyed right away! Serve them on a plate and dig in. You can also store any leftover cheese spread in the refrigerator for later use or warm the assembled bagels briefly in an oven or toaster oven to melt the cheddar slightly if you prefer a warm version.
Enjoy your creamy cheddar bagels with a savory kick and flavorful cream cheese filling!
Can I Use Different Types of Bagels?
Absolutely! While plain bagels let the cheese flavor shine, everything bagels add an exciting twist. Feel free to get creative with flavors like onion, garlic, or even jalapeño bagels for a unique kick!
How Do I Store Leftover Cream Cheese Mixture?
Store any leftover creamy cheddar cheese mixture in an airtight container in the refrigerator for up to 3 days. Just give it a good stir before using it again! You can spread it on more bagels or use it as a dip for veggies or crackers.
Can I Make These Bagels Ahead of Time?
Yes, you can! You can prepare the cheese spread a day in advance and assemble the bagels when you’re ready to serve. Just keep the spread refrigerated until you’re ready to use it!
What Can I Use Instead of Chives?
If you don’t have chives, green onions work just as well! For a different flavor profile, you can also use finely chopped parsley or dill. Just remember to adjust the amount to suit your taste!



